State pensioners who live alone could be handed a free £4,200 boost, Martin Lewis’ Money Saving Expert says. Pension Credit is a benefit aimed at people over state pension age, offering a top-up to their income and can be worth £3,900 – plus a Winter Fuel Payment at £300.
Pension Credit is a benefit from the Department for Work and Pensions ( DWP ). Pension Credit gives extra money to people who have reached pensionable age and who have a low income. If you are in a couple, you and your partner must have both reached State Pension age. 3 Page 7 To get Pension Credit you must live in England, Scotland or Wales.
You must have a low income. Income is money you get, it can be money from benefits you get OR money from any pensions you get ORoney you have earned or saved. To get Pension Credit as a single person, your income must not be more than £173.75 a week.
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To get Pension Credit as a couple, your total income must not be over £265.20 a week. You can use our online calculator to see how much you might get. Go to www.gov.uk/pension-credit-calculator. If you are 75 years old or over and you get Pension Credit, you will also be able to apply for a free TV licence. You may also be able to get Housing Benefit.
You may pay less Council Tax. 6 Page 16 You may get help to pay the interest on your mortgage. The DWP calls this ‘Support for Mortgage Interest’. For an Easy Read leaflet on Support for Mortgage Interest, go to www.gov.uk Search for: ‘Easy Read Support for Mortgage Interest’.
You may be able to get help with the cost of heating your home. You may be able to get free health care, such as dental care, help to pay for glasses, and more. For more information on other help you could get, go to www.gov.uk/benefits-calculators