Anybody who has held Premium Bonds longer than two months have been urged to check their accounts after a jackpot winner scooped £1 million just 60 days after a purchase. Despite a rate cut, NS&I Premium Bonds savers are being urged to persevere with the financial provider.
The second Bond number to win £1 million this month was 601RW421962 and the Bond holder lives in Gloucestershire. The winner holds £50,000 in Premium Bonds and obtained their winning Bond in November 2024. A total of 5,851,240 prizes worth £429,090,875 will be paid out in the January 2025 prize draw. There were 128,727,262,710 Bond numbers eligible for the draw.
Premium Bonds prize winners receive notifications of their winnings if they have registered their contact details. However, there are instances where customers relocate or forget to update their contact details with NS&I. This can lead to unclaimed prizes, especially for those who opt to receive their prizes via cheque rather than bank transfer. People with original paper Bonds can register them online or by calling the helpline on 08085 007 007.
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In Liverpool, there are 8,974 unclaimed prizes worth £325,025. The largest unclaimed prize in Liverpool is worth £5,000 and was from the May 2023 draw. The oldest unclaimed prize is worth £25 and is from the April 1965 draw. In Gloucestershire, there are 22,409 unclaimed prizes worth £775,125. The largest unclaimed prize in Gloucestershire is worth £5,000 and is from the April 2019 draw. The oldest unclaimed prize is worth £25 and is from the July 1962 draw.
Customers can choose to have their prizes paid directly to their bank account or reinvested into more Premium Bonds. Nine in 10 prizes are already paid this way as it is quicker than waiting for a cheque and then paying it in. Customers who may have an unclaimed prize can check using NS&I’s online prize checker or the prize checker app.
Currently, there are 2,498,733 unclaimed Premium Bonds prizes worth £92,343,925 waiting to be claimed.